"The best teachers are those who show you where to look, but don't tell you what to see."

                                                          Alexandra K. Trenfor 

     PSALTER 46 Investment Services
           Master's Degree Programs

A master's degree develops a subtle edge to the academic mind by engaging in critical study, thought, and reflection about the science facts learned that produce an intellectual mindset. That is the key to connecting with employers around the globe who are clamoring for people with in-depth training and advanced skills that need more than a bachelor's degree. The advantages of a master's degree are:

1.) Increased pay.
2.) Better qualified for higher management positions.
3.) Job security and less possibility of unemployment.
4.) Mastery of skills that handle challenging and diversified work.
5.) Receiving improved company benefits.
6.) Entry-level pay.
7.) Valued employee status.
8.) Marketplace demand.



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A Master's degree is an advanced academic degree that universities award after a student completes a course of study in a specific field. This degree shows that the student has gained expertise in their area of interest and has developed high-order skills in analysis, critical thinking, and problem-solving. Master's graduates can think independently and meticulously. Usually, a Master's degree requires a Bachelor's level of education as a prerequisite.

In today's job market, employers value the skills that a graduate-level education can provide, such as technical skills, problem-solving, and analytical thinking. Around 20% of open job positions in the United States require or prefer a graduate-level education, while only 11% of the population holds an advanced degree. Colleges and universities are creating new industry-oriented programs and methods to meet these demands. Master's degree programs grounded in the professional workplace are becoming increasingly popular. Research has shown that individuals with a Master's degree earn higher salaries and are likelier to enjoy better economic opportunities and benefits.

A master's degree is an excellent way to refine your skills and professionalism in a chosen area. A 2012 Federal Reserve analysis found that wage growth due to college education over the last decade was mainly due to advanced degrees. Advanced degrees earn an average of 30.2% more than those with only a bachelor's degree. In addition, the unemployment rate for individuals holding a master's degree was only 3.4% in 2013, compared to 6.1% for others.

To be admitted to a master's degree program, you must have completed a bachelor's degree, either as an individual degree or as part of a blended learning structure. To be fully admitted, it would be best to have a minimum grade point average (GPA) of 3.0 on a 4.0 scale (or equivalent.) You may be admitted provisionally if you still need to meet the GPA requirements. The GMAT and GRE are not mandatory. Master's programs can take 1 to 3 years, depending on the course. During the program, you will attend classes and take exams. Depending on your school, you may also conduct research and write a thesis or dissertation. Teaching is an option in some cases, which can help defray the cost of tuition. Teaching will give you the necessary experience to use your skills in your specialty, build your confidence, and make you more detailed in your work by instructing others.

A master's degree requires significant time, energy, and financial resources. It is not a decision to be taken lightly. Before diving in, you should review some central facts about people who have earned degrees. However, committing to the time, perseverance, late-night hours, and effort required to receive a master's degree will benefit you in the long run.

We provide "Master's Degree Advanced Programs (MDAP)" for individuals seeking an advanced academic degree to enhance their skills and knowledge and stand out. This program focuses on problem-solving, critical thinking, and technical expertise, key graduate-level education attributes. The cost of this program is $32,158.94, which is payable in yearly installments of $50,618.82 after a waiting period of 48 months or 1,460 days from the contract maturity date. If the tuition fees exceed your compensation, we will adjust the payment from your Investment Total Return (ITR) balance to cover the costs. Any excess funds in your account will be refunded, and you can roll them over into a retirement account. The ITR of this account is $303,712.92, which is sufficient to complete a bachelor's degree and earn a master's degree. The account pays out an average of $5,657.37 per month, which is released on the official admission date to the college. The student package includes tuition fees, textbooks, room and board, a dental plan, healthcare coverage, and a life insurance plan at no additional cost. Click here to invest.

We also offer a High-Grade Point Average Program (HGPAP) to help students improve their academic grades and meet the college entrance criteria. This program sponsors students in the HGPAP syllabus and considers factors such as grading, GPA scores, teacher evaluations, letters of recommendation, and application essay writing. Your participation in school committees may also affect your application process and the school you desire. Many colleges set a 3.0 GPA standard for freshman and admission transfer.

Students with lower GPAs may also deserve a chance to attend college. The grading policies and courses taken in high school determine the GPA. To meet the college admission requirements, students should complete at least 15 college-preparatory courses by the beginning of their senior year and take the ACT, writing, or the SAT Reasoning Test. Some colleges do not require SAT Subject Tests, but specific programs on some campuses recommend them. Subject tests can also satisfy college-listed requirements.

We offer a program called "Master's Degree Back to College Plan (MDBTCP)" for those who plan to return to school to earn a Master's degree. This program is ideal for those who want to sharpen their abilities and augment their workplace experience. Graduate-level education offers expert proficiency and a well-defined skill set. The curriculum costs $25,500.00 and has a 24-month waiting period before the contract matures. After the waiting period, the university of your choice will receive yearly installment payments of $53,885.00 for 24 months. If the college fees exceed your annual compensation of $53,885.00, we will adjust the account to meet the admission. You will be liable for any outstanding amount following the current year's payment. This account's Investment Total Return (ITR) is $107,770.00, as stipulated in the COA as one of the Articles of Agreements. We will adjust it from your ITR balance to correspond with the costs to the school. However, you will be liable for any unresolved arrears over your ITR balance. The account averages out to be $3,427.91 monthly. The funds are released on the official admission date to the college. Any funds leftover from the account following college graduation will be rolled over into a retirement account of your choice. This package includes healthcare coverage, dental plan, and life insurance. Click here to invest.

According to PSALTER 46, job openings requiring a master's degree will increase by 21.9% from 2017 to 2023. Both a bachelor's and a master's degree have their benefits. While a bachelor's degree is not considered a symbol of exclusive academic ability, it is still valuable and can give you an advantage in the competitive job market. However, a recognized master's degree can help you stand out from the crowd and demonstrate exceptional talents. The coursework for a master's degree is more specialized, time-consuming, challenging, and rigorous than a bachelor's degree.

Master's degree programs typically involve discussions and seminars instead of passive lectures. Service-oriented programs often require an internship or practicum, providing hands-on experience in your field of study. For example, if you study social work, you might spend time in a setting where you can learn how to provide therapy and case management.

At Account Contingency Plan Resource Insurance (ACPRI), we protect your education account during your COA. This guarantees that your payments to the college or university will be made on time as stipulated in the contract. We understand that no one wants to experience interruptions or delays in their account, so we take all necessary precautions to prevent any possible events. ACPRI insurance also protects us from catastrophic loss, which could result in the closure of our business. We sell food products, maintain good health standards throughout the animals' rearing cycle, and farm organic vegetables and fruits. We avoid using pesticides that could reduce these standards. Our products are pre-sold to our outlets to meet market demand. We pass on the required percentage from the BDF for your education plan to your account. Private prestigious schools offer Bachelor's degrees for under $25,000.00 and Master's degrees for under $35,000.00 on an IO.